To the Editor: At one point, the column suggests elimination of car insurance for a vehicle not in use during the semester. Students should be warned that many states have no-fault or financial responsibility statutes mandating liability insurance for any registered vehicles. What is not immediately obvious is a portion of many of those statutes -- including Pennsylvania's -- which requires denial of medical coverage from any motor vehicle insurance source if the owner of an uninsured vehicle is injured in a motor vehicle accident. This is true even if that injured person is the innocent one, a passenger or perhaps a pedestrian struck by a car. One merely has to have a registered, uninsured vehicle to be denied most benefits. By the way, I've just got to know, why is a chalk dispenser worth 5,000,000 points? Also, why is it "amazing"? LOUIS SLAWE Attorney
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